Financing collateral free Business Loans to credible SMEs as Working Capital Term Loan. Collateral free business loan in 48 hours caters to the sudden needs of growing SME businesses.

For FAQ on Business Loan refer below.



  • Project Advisory
    • Bankable Project Report for Raising Debt
    • Information Memorandum for Raising Equity
  • Project Finance
    • Term Loan and Working Capital Facilities
    • (Fund Based and Non-Fund Based Limits)
  • Working Capital
    • For Executing Work Orders
    • Finance against receivables up to 180 days
  • Restructuring
    • By Debt Restructuring
    • Identifying Joint Venture / Alliance Partner
    • Distressed Assets Solutions
  • Equity Raising
    • At Appropriate Valuation
    • Timely Equity Infusion



Gavde Finance Pvt. Ltd. is a RBI registered NBFC based in Mumbai, operating more than 20 years, providing financial services and financing to credible SMEs.
Gavde Finance provides collateral free business loan for SMEs with little paperwork and within 48 hours of submission of all documents / information.
The credible SME applicant must be based in Mumbai with turnover of minimum Rs. 25.00 crores with profitable track record & good credit rating.
From Rs. 25 Lacs to Rs. 50 Lacs.
48 hrs from submission of all documents / information.
Minimal documentation to process your application,

  • Financials of the last 3 years.
  • KYC documents of the company and the directors.
  • Bank statement of last 6 months
  • GSTN Returns

*Additional Documents may be required.

  • By bullet repayment at the end of period of loan.
  • Two six monthly / yearly installments.‌

The Interest rate charged is competitive i.e. @ 18.00 % per annum to be paid quarterly at the end of each quarter.
Period / duration of loan tenure from 12 months upto 24 months
Processing fees @ 1% plus GST is applicable on sanctioned amount.
There is a 6 months lock in period for the interest amount. The borrowers have option to pre-closure the loan account by paying entire outstanding amount i.e. principle plus interest after 6 months from the date of disbursement without any pre-closure charges subject to 15 days advance notice of pre-closure given.
The borrower is required to pay late Payment fee @ 6.00 % per annum as penalty in addition to regular interest.